Two of the main themes echoing throughout the halls of the recent Money20/20 finance conference in Las Vegas were trust and identity. Knowing that you are who you say you are has become trickier than ever. According to Javelin Strategies, in 2018, identity theft and fraud hit a new record high, costing the U.S. consumer $16.8 billion dollars. In 2018 we watched wild-eyed as everything came under attack, from our Facebook accounts to our mobile devices to our election votes.

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